GEM VISA

As a service to our patients, we are pleased to offer interest free payment options to our patients, through Gem Visa, so you can pay for treatment over time.

Gem Visa offers a range of payment options to meet your needs.

Long term interest free

• Months of interest free available
• No interest if the balance is paid off within the specified interest free period
• Low minimum monthly payments (3% of the total closing account balance or $25, whichever is greater). Paying the minimum monthly payment will not pay out the loan before the end of the interest free period.
• Ability to make additional repayments or payments greater than the requested 3% minimum during the interest free period without penalties.

6 months interest free on any purchase over $250*

• You will receive 6 months interest free on any Gem Visa purchase over $250*
• An annual fee of $99*
• 22.99% for all purchases less than $250*

Long term interest free

• For larger treatment amounts, enjoy long term interest free payment options. There are no interest charges if the balance is paid in full within the specified time period – whether it is a visit to the vet or dentist, laser eye surgery, a hair removal procedure or a hearing aid purchase, this card is for you! A range of interest free payment options are available at over 1,000 practices Australia wide. Apply in the practice today or online at gemvisa.com.au*

6 months interest free on any Visa purchase over $250

• You can also enjoy interest free purchases everyday once you receive your Gem® Visa card. For any purchase over $250 made on your Gem Visa, you’ll automatically receive 6 months interest free. That’s every time you pay a bill, buy a gift, eat out, shop for groceries or have a repeat treatment. Anywhere Visa is accepted. Plus you can keep track of your purchases with clearly explained monthly statements. All this with an annual fee of $99.*

It’s easy to apply and you’ll usually receive a response in less than 60 seconds. Ask our staff for more details or visit Gem Visa at gemvisa.com.au.

How to Apply:

Below is a diagram which explains the simple process of how to apply for a Gem Visa card.

To find out your eligibility, click here.

To apply, click here.

For more information, click here.

*Conditions of interest free: Available to approved applicant. Talk to your dental practice about the amounts to be financed and the dates of promotion and availability. Offer available on purchases from [practice name]. Minimum monthly repayments must be made during the interest free period and interest and repayments are payable after the interest free period. Paying only the minimum monthly repayment will not pay out the loan before the end of the interest free period. Offer available on advertised or quoted price. This notice is given under the Gem Visa Conditions of Use which specify all other conditions for this offer. A $99 annual fee for Gem Visa applies and other fees and charges are payable. Visit gemvisa.com.au for more details. Gem Visa is a credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), trading as GE Money. Australian Credit License number 392145.